Exclusive provider organization

Healthcare in the United States
Government health programs
Private health coverage
  • Consumer-driven healthcare
    • Flexible spending account (FSA)
    • Health reimbursement account (HRA)
    • Health savings account (HSA)
      • High-deductible health plan (HDHP)
      • Medical savings account (MSA)
    • Private Fee-For-Service (PFFS)
  • Health insurance in the United States
    • Health insurance marketplaces
    • Premium tax credit
  • Managed care (CCP)
    • Exclusive provider organization (EPO)
    • Health maintenance organization (HMO)
    • Preferred provider organization (PPO)
  • Medical underwriting
  • v
  • t
  • e

In the United States, an exclusive provider organization (EPO) is a hybrid health insurance plan in which a primary care provider is not necessary, but health care providers must be seen within a predetermined network. Out-of-network care is not provided, and visits require pre-authorization. Doctors are paid as a function of care provided, as opposed to a health maintenance organization (HMO). Also, the payment scheme is usually fee for service, in contrast to HMOs in which the healthcare provider is paid by capitation and receives a monthly fee, regardless of whether the patient is seen.[1]

History

Exclusive provider plans existed as early as 1983 as a variation of preferred provider plans, which emerged in the early 1980s.[2]

See also

References

  1. ^ Davis, Elizabeth. "EPO Health Insurance—How It Compares to HMOs and PPOs". HealthInsurance.About.com. Archived from the original on March 7, 2014. Retrieved Jan 15, 2014.
  2. ^ Katz, Cheryl (June 1983). "Preferred Provider Organizations". Postgraduate Medicine. 73 (6): 143–146. doi:10.1080/00325481.1983.11697868. ISSN 0032-5481.